To receive a 0% APR installment on eligible products from apple.com, the Apple Store app, or an Apple Store, you must choose Apple Card Monthly Installments as your payment option at checkout.2 If you choose to pay for your eligible Apple purchase all at once with your Apple Card, that purchase will not receive 0% APR and instead will be subject to the standard purchase APR assigned to your Apple Card.
Mac Interest Free Credit Card
Interest Free Credit is available on selected Electrical products marked as qualifying for Interest Free Credit (Products will state 0% APR representative and the qualifying period, such as 12 months). Minimum prices and promotion start and end dates will vary depending on the product. Maximum spend £25,000. Pay for your new Apple products over time, interest-free when you choose to check out with Apple Card Monthly Installments. Now when you shop at Apple using Apple Card, you can pay monthly at 0% APR for your new iPhone, iPad, Mac, Apple Watch, and eligible accessories when you choose to check out with Apple Card Monthly Installments. If you are an existing MacCredit customer, please contact your lender directly. Latitude Financial Services.
iPhone or Apple Watch
If you buy an iPhone or Apple Watch using Apple Card Monthly Installments, you will have one installment every month for twenty-four months.
iPad, Mac, and XDR Display
Do Apple Do Interest Free Credit
If you buy an iPad, Mac, or XDR Display using Apple Card Monthly Installments, you will have one installment every month for twelve months.
Does Apple Do Interest Free Credit
Eligible Mac models include MacBook Air, MacBook Pro, iMac, iMac Pro, Mac Pro, and Mac mini.
Apple TV, AirPods, and Beats Flex Wireless Earphones
John Lewis Apple Mac Interest Free Credit
If you buy any of these products using Apple Card Monthly Installments, you will have one installment every month for six months.
Accessories
- Apple Pencil
- iPad Keyboard
- Pro Stand, VESA Mount Adapter
- Apple Afterburner Card
- Apple Branded iPhone Case
- Apple Watch Bands
- Apple Branded iPad Cover
- Apple Branded Mac Cover
- MagSafe Charger
- MagSafe Battery Pack
- Apple Branded MagSafe iPhone Case
- Apple Branded iPhone Leather Wallet with MagSafe
If you buy any of these products using Apple Card Monthly Installments, you will have one installment every month for twelve months.
Learn more
- Learn more about Apple Card Monthly Installments.
- See how to view and pay your monthly installments.
- If you purchase AppleCare when you purchase an eligible product by choosing Apple Card Monthly Installments as your payment method, a separate 0% APR installment is created for AppleCare. However, if you purchase AppleCare with Apple Card in a later transaction, you must pay in full, and that purchase will be subject to your standard purchase APR (i.e. not 0% APR). Variable APRs for Apple Card, other than Apple Card Monthly Installments, range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR.
- Apple Card Monthly Installments (ACMI) is a 0% APR payment option available to select at checkout for certain Apple products purchased at Apple Store locations, apple.com, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See above for more information about eligible products. Variable APRs for Apple Card other than ACMI range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. If you choose the pay-in-full or one-time-payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan, participating corporate Employee Purchase Programs, Apple at Work for small businesses, Government, and Veterans and Military Purchase Programs, or on refurbished devices. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile.
Mortgage Rates Jump Above Three Percent
September 30, 2021
Mortgage rates rose across all loan types this week as the 10-year U.S. Treasury yield reached its highest point since June. Many factors led to this increase, including the Federal Reserve communicating that it will taper its support of the capital markets, the broadening of inflation and emerging energy supply shortages which compound other labor and materials shortages. We expect mortgage rates to continue to rise modestly which will likely have an impact on home prices, causing them to moderate slightly after increasing over the last year.
Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the Definitions. Borrowers may still pay closing costs which are not included in the survey.
Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac's Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac's business prospects or expected results. Although the Economic & Housing Research group attempts to provide reliable, useful information, it does not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. © 2021 by Freddie Mac.